Paying Privately

Opting for private pay at Prism Counseling & Coaching offers numerous benefits, ensuring you receive the best care tailored to your needs while maintaining complete control over your mental health journey.

Specialized Care
One of our primary specialities is pastoral counseling, also known as spiritually-integrated counseling or faith-based counseling. This is a unique approach that integrates spiritual perspectives and biblical insights with traditional therapeutic techniques. However, many insurance companies do not cover faith-based counseling, as it may not align with their criteria for reimbursable mental health services. Choosing private pay for faith-based counseling at Prism Counseling & Coaching allows you to receive counseling that respects and incorporates your spiritual beliefs without insurance limitations.
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Enhanced Privacy and Confidentiality
When you pay privately, you ensure the highest level of privacy and confidentiality. Your records remain secure and are not shared with insurance companies, giving you complete control over your personal information. This assurance of full privacy is a key reason many clients choose our services, knowing their care will remain completely confidential and not be used by third parties in a way that might affect future coverage.

Freedom and Flexibility
Paying privately allows you the freedom to choose your counselor based on your personal preference and needs. You also have the flexibility to decide the type and length of your sessions without the need for a mental health diagnosis, which is often required by insurance providers. This flexibility ensures that your treatment is tailored to your specific situation and goals.

Consistency of Care
By opting for private pay, you can continue seeing your counselor regardless of any changes in your insurance. This means you maintain consistency in your care and can avoid the disruptions that often come with insurance changes. You have the peace of mind that your therapeutic relationship will remain intact, providing stability and continuity in your mental health journey.

Payment Options
We accept various forms of payment for all services, including:

• Cash
• Check
• Most major credit cards
• Most HSA or FSA cards

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It is important to note that if you choose to use your HSA or FSA card, or if you submit a superbill to your insurance for reimbursement, this may require the disclosure of your records to third parties. This process can potentially compromise the full privacy of your records in order to facilitate reimbursement

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Additional Advantages of Private Pay

No Insurance Limitations

• Unlimited Sessions: Private pay clients are not subject to the limitations often imposed by insurance companies on the number of sessions allowed. You can attend as many sessions as you need without worrying about coverage caps.
• No Treatment Restrictions: Insurance companies may restrict the types of therapy covered. With private pay, you have the freedom to choose the therapy modalities that work best for you, without any limitations.

Personalized Care

• Tailored Treatment Plans: Our counselors can create highly personalized treatment plans tailored specifically to your needs, without having to align with insurance requirements or criteria.
• Enhanced Therapeutic Relationship: Without the constraints of insurance documentation and approval, our counselors can focus more on building a strong therapeutic relationship, providing you with a more supportive and effective counseling experience.

Immediate Access

• No Waiting Periods: With private pay, you can often get quicker access to services without the need for lengthy approval processes that are typical with insurance companies.
• Flexible Scheduling: You have greater flexibility in scheduling sessions that fit your lifestyle and commitments, ensuring you receive timely and convenient care.

Transparency and Control

• Clear Pricing: Our pricing structure is straightforward and transparent, allowing you to understand the costs upfront without hidden fees or unexpected expenses.
• Direct Communication: You can communicate directly with your counselor regarding your treatment, appointments, and payments, without intermediary delays or miscommunications often experienced with insurance companies.

Focus on Wellness, Not Diagnoses

• Holistic Approach: Private pay allows for a more holistic approach to your mental health and wellness. You and your counselor can work on a wide range of issues without needing to fit your situation into a specific diagnosis for insurance purposes.
• Preventive Care: You can seek counseling for preventive care and personal growth, addressing issues before they become more serious, which is often not covered by insurance.​

​Choosing private pay at Prism Counseling & Coaching empowers you to take charge of your mental health journey, ensuring you receive the best possible care tailored to your unique needs. If you have any questions or need assistance, our team is here to help you navigate your options and make the best choice for your well-being.

Ready to get started?

We invite you to conveniently schedule your appointment directly online via our client portal. A credit card is required to book an appointment to ensure your time slot is reserved. If you prefer to use a different payment method, such as another card, cash, or check, please inform your therapist during your first appointment. Click below to book now:

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