If you don't have out-of-network benefits through your insurance, never fear. There are still several options available to you. Here are some additional avenues you can consider and explore:
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1. Request a Single-Case Agreement 📑
   You may be able to negotiate a single-case agreement with your insurance provider to cover our services. This often requires additional steps. Learn More>>
2. Use a Health Savings (HSA) or Flexible Spending Account (FSA) 🐷
   If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), you can use the debit card associated with one of these accounts to cover the cost of our counseling services. Learn More>>
3. ​Church Sponsorship ⛪
   We have a program for churches that provide assistance for those needing help paying for counseling. If you are a member of a church or faith community, check with your leadership to see if this is available. Learn More >>
4. Request a Sliding Scale 💌
   Our sliding scale is available to those with a financial need in underserved communities. Rates are based on financial need and counselor availability. Learn More >>

We aim to make the process as smooth and transparent as possible. If you have any questions or need assistance exploring these options, please don’t hesitate to contact us. We're here to help.

Important Disclaimer
The results provided by the Mentaya benefits checker are intended to help you understand whether you may be eligible for reimbursement for our pastoral counseling services from your insurance provider if you have out-of-network benefits. However, it is crucial to understand that these results do not guarantee reimbursement. The final decision regarding reimbursement, including whether services will be covered and the amount of reimbursement, is made solely by your insurance company. Pastoral counseling may or may not be covered under your specific insurance plan. Historically, certain insurance providers have covered pastoral counseling services, but this has varied widely. There have been instances where coverage was provided only under specific conditions, such as requiring a prescription from a doctor.

All services must still be paid for upfront. Please be aware that we do not offer refunds for services rendered and paid for if you do not receive reimbursement from your insurance provider. We strongly recommend that you contact your insurance provider directly to verify your benefits and understand any requirements or limitations related to coverage for pastoral counseling. Our practice cannot guarantee reimbursement or the amount you might receive. We advise you to review your insurance policy and speak with your insurance provider for the most accurate and detailed information regarding your coverage.